Average salary in Swale
The median full-time salary for jobs in Swale is £34,776 (ONS, 2025). After tax and National Insurance at 2026/27 rates that is about £2,380 a month.
Where Swale ranks
Swale ranks 255th of 348 council areas for median pay for jobs based there, in the lower half, and 57th of 64 in South East. Its average rent ranks 143rd of 316, a higher place in the list than its pay. At the median, what is left after rent and Band D council tax (£1,066 a month) ranks 222nd of 316, in the lower half.
| Measure | Figure | Rank, all areas | Rank in South East |
|---|---|---|---|
| Median pay, jobs based here | £34,776 | 255th of 348 | 57th of 64 |
| Median pay, residents | £38,432 | joint 177th of 348 | 48th of 64 |
| Take-home a month at the median | £2,380 | 255th of 348 | 57th of 64 |
| Average rent a month | £1,114 | 143rd of 316 | 61st of 64 |
| Band D council tax a year | £2,405.65 | 185th of 348 | 47th of 64 |
| Left a month after rent and Band D | £1,066 | 222nd of 316 | 30th of 64 |
1st is the highest. Ranks compare the 348 council areas on this site. How to read these figures.
Areas with the nearest medians to Swale: North East Derbyshire (£34,798), North Yorkshire (£34,785), Gloucester (£34,779), Stoke-on-Trent (£34,744), Tonbridge and Malling (£34,735) and Lancaster (£34,731). UK occupations with a median close to the Swale median of £34,776: construction and building trades n.e.c. (£34,822), air transport operatives (£34,700), housing officers (£34,688) and legal associate professionals (£34,662).
Pay range for full-time jobs in Swale
ONS change on the previous year: the median for jobs in Swale rose 3.9%, less than the 4.3% rise in the UK median for all full-time jobs. For South East as a whole it was a rise of 2.4%.
| Point in the pay range | Gross a year | Gross a month | Take-home a year | Take-home a month |
|---|---|---|---|---|
| 10th percentile | £21,726 | £1,811 | £19,162 | £1,597 |
| 25th percentile | £26,392 | £2,199 | £22,522 | £1,877 |
| Median (50th percentile) | £34,776 | £2,898 | £28,558 | £2,380 |
| 75th percentile | £44,781 | £3,732 | £35,762 | £2,980 |
| 90th percentile | Not published | Not published | Not published | Not published |
Take-home at England and Wales rates. Not published means ONS did not publish that figure because the estimate is not reliable enough. ONS rates the median for jobs in Swale as reasonably precise: its sampling error (coefficient of variation) is 6.5%.
People who work in Swale and people who live there
The median for people who live in Swale is £38,432, which is £3,656 (10.5%) higher than the £34,776 median for jobs based there. The residents' figure is the higher of the two. Among all areas, the residents' median ranks joint 177th of 348 and the jobs median 255th of 348. ONS change on the previous year for residents: a rise of 0.3%.
The jobs figure counts jobs based in Swale, wherever the worker lives; the residents' figure counts people living in Swale, wherever they work. ONS rates the residents' median for Swale as reasonably precise: its sampling error (coefficient of variation) is 6.2%.
Rent and council tax at the median salary
On the median salary for jobs in Swale (£34,776), the average rent of £1,114 takes 46.8% of take-home pay; on the 25th percentile salary (£26,392) it takes 59.4%. For the average rent to be 30% of take-home pay, the rule of thumb in our rent affordability calculator, you would need a salary of at least £58,626 a year. No more than a quarter of full-time jobs based in Swale pay more than that.
| Property | Average rent a month | Rent as a share of take-home | Left after rent and Band D council tax |
|---|---|---|---|
| All properties | £1,114 | 46.8% | £1,066 |
| 1 bedroom | £779 | 32.7% | £1,401 |
| 2 bedrooms | £1,029 | 43.2% | £1,151 |
Band D is £200 a month. This is the average Band D for the council area, including parish precepts, so the exact bill depends on your parish. Rents are ONS figures for August 2026 and may be revised.
Swale and other areas in South East
Among these 7 areas, Swale has the lowest median and the 3rd highest amount left after rent and Band D council tax. Medians run from £34,776 in Swale to £39,904 in Surrey Heath.
| Area | Median salary | Average rent a month | Left after rent and Band D a month |
|---|---|---|---|
| Surrey Heath | £39,904 | £1,503 | £970 |
| Southampton | £39,464 | £1,257 | £1,206 |
| Test Valley | £38,976 | £1,235 | £1,205 |
| Spelthorne | £38,007 | £1,696 | £667 |
| Tandridge | £37,024 | £1,637 | £662 |
| Thanet | £34,891 | £1,118 | £1,061 |
| Swale | £34,776 | £1,114 | £1,066 |
The areas either side of Swale in the alphabetical list for South East, highest median first. Each figure is at that area's own median. See all 64 in the South East table.
How Swale compares with South East and the UK
The median for jobs in Swale is £5,207 (13.0%) lower than the South East median, £4,522 (11.5%) lower than the England median and £4,263 (10.9%) lower than the UK median of £39,039.
| Area | Median, jobs there | Median, residents | Take-home a month (England and Wales rates) | Average rent, August 2026 |
|---|---|---|---|---|
| Swale | £34,776 | £38,432 | £2,380 | £1,114 |
| South East | £39,983 | £41,618 | £2,692 | £1,426 |
| England | £39,298 | £39,243 | £2,651 | £1,459 |
| United Kingdom | £39,039 | £39,039 | £2,636 | £1,400 |
Related pages
Every area in the South East table, salary by job, the take home pay calculator, rent affordability calculator and cost of living calculator.
How this is worked out
Pay: ONS Annual Survey of Hours and Earnings (ASHE), 2025 provisional. Take-home: 2026/27 England and Wales rates, tax code 1257L, no pension or student loan. How to read these figures.
Sources
- ASHE Table 7: earnings by place of work, local authority, 2025 provisional (ONS)
- ASHE Table 8: earnings by place of residence, local authority, 2025 provisional (ONS)
- Price Index of Private Rents, UK: monthly price statistics, released 16 September 2026 (ONS)
- Council Tax levels set by local authorities in England 2026 to 2027 (MHCLG, GOV.UK)
- Income Tax rates and Personal Allowances (GOV.UK)
- National Insurance: how much you pay (GOV.UK)
Figures checked on 12 October 2026. ONS plans to publish its next ASHE figures on 22 October 2026. Read how we calculate or tell us about a mistake.
Frequently asked questions
There is no official definition of a good salary. ONS figures for full-time jobs in Swale (2025) show how pay is spread: one in ten jobs pay less than £21,726, a quarter pay less than £26,392, half pay less than £34,776 and a quarter pay more than £44,781. On the median, take-home pay is about £2,380 a month at 2026/27 rates.
Swale ranks 255th of 348 council areas for median pay for jobs based there, in the lower half, and 57th of 64 in South East. Its median of £34,776 is £4,263 (10.9%) lower than the UK median of £39,039.
The ONS average monthly private rent in Swale was £1,114 in August 2026: £779 for one bedroom and £1,029 for two bedrooms. That is 46.8% of take-home pay on the median salary for jobs there. The figure is provisional and may be revised.
Band D council tax in Swale is £2,405.65 for 2026/27, about £200 a month, which ranks 185th of 348 council areas and 47th of 64 in South East. Your own bill depends on your property's band and any discounts.