Average salary in Liverpool
The median full-time salary for jobs in Liverpool is £38,430 (ONS, 2025). After tax and National Insurance at 2026/27 rates that is about £2,599 a month.
Where Liverpool ranks
Liverpool ranks 127th of 348 council areas for median pay for jobs based there, in the upper half, and 11th of 35 in North West. Its average rent ranks 211th of 316, a lower place in the list than its pay. At the median, what is left after rent and Band D council tax (£1,463 a month) ranks 42nd of 316, in the top quarter.
| Measure | Figure | Rank, all areas | Rank in North West |
|---|---|---|---|
| Median pay, jobs based here | £38,430 | 127th of 348 | 11th of 35 |
| Median pay, residents | £37,144 | 220th of 348 | 19th of 35 |
| Take-home a month at the median | £2,599 | 127th of 348 | 11th of 35 |
| Average rent a month | £913 | 211th of 316 | 11th of 35 |
| Band D council tax a year | £2,673.59 | 13th of 348 | 1st of 35 |
| Left a month after rent and Band D | £1,463 | 42nd of 316 | 11th of 35 |
1st is the highest. Ranks compare the 348 council areas on this site. How to read these figures.
Areas with the nearest medians to Liverpool: Birmingham (£38,556), Salford (£38,492), Merton (£38,471), West Lothian (£38,316), West Northamptonshire (£38,313) and Brent (£38,311). UK occupations with a median close to the Liverpool median of £38,430: data analysts (£38,572), managers and directors in retail and wholesale (£38,447), nannies and au pairs (£38,447) and mining and quarry workers and related operatives (£38,301).
Pay range for full-time jobs in Liverpool
ONS change on the previous year: the median for jobs in Liverpool rose 5.1%, more than the 4.3% rise in the UK median for all full-time jobs. For North West as a whole it was a rise of 6.2%.
| Point in the pay range | Gross a year | Gross a month | Take-home a year | Take-home a month |
|---|---|---|---|---|
| 10th percentile | £24,200 | £2,017 | £20,944 | £1,745 |
| 25th percentile | £29,734 | £2,478 | £24,928 | £2,077 |
| Median (50th percentile) | £38,430 | £3,203 | £31,189 | £2,599 |
| 75th percentile | £50,647 | £4,221 | £39,933 | £3,328 |
| 90th percentile | £67,056 | £5,588 | £49,450 | £4,121 |
Take-home at England and Wales rates. ONS rates the median for jobs in Liverpool as precise: its sampling error (coefficient of variation) is 2.6%.
People who work in Liverpool and people who live there
The median for people who live in Liverpool is £37,144, which is £1,286 (3.3%) lower than the £38,430 median for jobs based there. The jobs figure is the higher of the two. Among all areas, the residents' median ranks 220th of 348 and the jobs median 127th of 348. ONS change on the previous year for residents: a rise of 7.1%.
The jobs figure counts jobs based in Liverpool, wherever the worker lives; the residents' figure counts people living in Liverpool, wherever they work. ONS rates the residents' median for Liverpool as precise: its sampling error (coefficient of variation) is 3.3%.
Rent and council tax at the median salary
On the median salary for jobs in Liverpool (£38,430), the average rent of £913 takes 35.1% of take-home pay; on the 25th percentile salary (£29,734) it takes 44.0%. For the average rent to be 30% of take-home pay, the rule of thumb in our rent affordability calculator, you would need a salary of at least £45,834 a year. No more than half of full-time jobs based in Liverpool pay more than that.
| Property | Average rent a month | Rent as a share of take-home | Left after rent and Band D council tax |
|---|---|---|---|
| All properties | £913 | 35.1% | £1,463 |
| 1 bedroom | £686 | 26.4% | £1,690 |
| 2 bedrooms | £837 | 32.2% | £1,539 |
Band D is £223 a month. This is the average Band D for the council area, including parish precepts, so the exact bill depends on your parish. Rents are ONS figures for August 2026 and may be revised.
Liverpool and other areas in North West
Among these 7 areas, Liverpool has the 3rd highest median and the 2nd highest amount left after rent and Band D council tax. Medians run from £30,981 in Pendle to £40,479 in Manchester.
| Area | Median salary | Average rent a month | Left after rent and Band D a month |
|---|---|---|---|
| Manchester | £40,479 | £1,373 | £1,156 |
| Knowsley | £39,064 | £858 | £1,572 |
| Liverpool | £38,430 | £913 | £1,463 |
| Lancaster | £34,731 | £823 | £1,345 |
| Oldham | £33,860 | £942 | £1,166 |
| Hyndburn | £33,089 | £648 | £1,426 |
| Pendle | £30,981 | £670 | £1,262 |
The areas either side of Liverpool in the alphabetical list for North West, highest median first. Each figure is at that area's own median. See all 35 in the North West table.
How Liverpool compares with North West and the UK
The median for jobs in Liverpool is £1,069 (2.9%) higher than the North West median, £868 (2.2%) lower than the England median and £609 (1.6%) lower than the UK median of £39,039.
| Area | Median, jobs there | Median, residents | Take-home a month (England and Wales rates) | Average rent, August 2026 |
|---|---|---|---|---|
| Liverpool | £38,430 | £37,144 | £2,599 | £913 |
| North West | £37,361 | £37,445 | £2,535 | £969 |
| England | £39,298 | £39,243 | £2,651 | £1,459 |
| United Kingdom | £39,039 | £39,039 | £2,636 | £1,400 |
Related pages
Every area in the North West table, salary by job, the take home pay calculator, rent affordability calculator and cost of living calculator.
How this is worked out
Pay: ONS Annual Survey of Hours and Earnings (ASHE), 2025 provisional. Take-home: 2026/27 England and Wales rates, tax code 1257L, no pension or student loan. How to read these figures.
Sources
- ASHE Table 7: earnings by place of work, local authority, 2025 provisional (ONS)
- ASHE Table 8: earnings by place of residence, local authority, 2025 provisional (ONS)
- Price Index of Private Rents, UK: monthly price statistics, released 16 September 2026 (ONS)
- Council Tax levels set by local authorities in England 2026 to 2027 (MHCLG, GOV.UK)
- Income Tax rates and Personal Allowances (GOV.UK)
- National Insurance: how much you pay (GOV.UK)
Figures checked on 12 October 2026. ONS plans to publish its next ASHE figures on 22 October 2026. Read how we calculate or tell us about a mistake.
Frequently asked questions
There is no official definition of a good salary. ONS figures for full-time jobs in Liverpool (2025) show how pay is spread: one in ten jobs pay less than £24,200, a quarter pay less than £29,734, half pay less than £38,430, a quarter pay more than £50,647 and one in ten pay more than £67,056. On the median, take-home pay is about £2,599 a month at 2026/27 rates.
Liverpool ranks 127th of 348 council areas for median pay for jobs based there, in the upper half, and 11th of 35 in North West. Its median of £38,430 is £609 (1.6%) lower than the UK median of £39,039.
The ONS average monthly private rent in Liverpool was £913 in August 2026: £686 for one bedroom and £837 for two bedrooms. That is 35.1% of take-home pay on the median salary for jobs there. The figure is provisional and may be revised.
Band D council tax in Liverpool is £2,673.59 for 2026/27, about £223 a month, which ranks 13th of 348 council areas and 1st of 35 in North West. Your own bill depends on your property's band and any discounts.